Find your Routing Number (ABA) Transit Number - Wise (2024)

Are you using a US bank account to send or receive domestic or international wire transfers? Don’t know what your ABA routing number is? Always use the right routing number to avoid delayed transfers, and payment cancelations.

Find a Routing Number

Search for a bank name or enter a routing number to check it is valid.

Find your Routing Number (ABA) Transit Number - Wise (1)

What is a routing number?

In the US, banks and other financial institutions use routing numbers to identify themselves. They're made up of 9-digits, and depending on the purpose they serve, name differently:

  • Routing transit numbers
  • Check routing numbers
  • Fedwire numbers
  • ABA routing numbers

Bank routing numbers are used to process check and electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments.

The Federal Reserve Banks use routing transit numbers to process Fedwire funds transfers. The Automated Clearing House (ACH) network needs them to facilitate electronic transfers – like salary, and pension payments.

Where is a routing number on a check?

Your bank routing number can be found at the bottom left corner of a check. Here’s how to find your routing number and account number on any check issued by your bank.

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How to find your routing number online

Here are some of the ways to find your number online:

  1. On this website – We've listed routing numbers for some of the biggest banks in the US.
  2. Online banking – You’ll be able to get your bank's routing number by logging into online banking.
  3. Check or statement – bank-issued check or bank statement.
  4. Fedwire – You can look up your routing number on the official website of the Federal Reserve.

To make sure the bank can process your payment securely and quickly, you should always check routing numbers – including numbers on this page – with your bank or your recipient.

Find routing number for your bank

Bank

  • Wells Fargo
  • USAA Federal Savings Bank
  • US Bank
  • University of Wisconsin Credit Union
  • United Nations Federal Credit Union
  • UMB Bank
  • Truist Bank
  • TD Bank
  • State Department Federal Credit Union
  • Regions Bank
  • PNC Bank
  • Navy Federal Credit Union
  • MUFG Union Bank
  • Morgan Stanley Private Bank
  • Metropolitan Commercial Bank
  • Lake Michigan Credit Union
  • JP Morgan Chase
  • Indiana University Credit Union
  • Huntington National Bank
  • HSBC Bank USA
  • Hancock Whitney Bank
  • Goldman Sachs Bank USA
  • First Security State Bank
  • First Republic Bank
  • First Hawaiian Bank
  • First Citizens Bank and Trust Company
  • First Century Bank
  • Fifth Third Bank
  • Evolve Bank and Trust
  • East West Bank
  • Discover Bank
  • Community Federal Savings Bank
  • Citizens Bank National Association
  • Citibank
  • Choice Financial Group
  • Charles Schwab Bank
  • Central Pacific Bank
  • Capital One
  • Boeing Employees Credit Union
  • BMO Harris Bank
  • Bankcorp Bank
  • Bank of Hawaii
  • Bank of America
  • Bank Fund Staff Federal Credit Union
  • American Express National Bank
  • Ally Bank
  • SunTrust
  • KeyBank
  • First National Bank
  • Comerica Bank
  • PayPal Inc
  • International Bank of Commerce (IBC)
  • Green Dot Bank
  • Municipal Credit Union (MCU)
  • Santander Bank
  • Banco Popular
  • E-Trade
  • First Bank
  • Bank of the West
  • Union Bank
  • City National Bank
  • State Employees Credit Union
  • GECU
  • Arvest Bank
  • BancorpSouth Bank
  • Golden 1 Credit Union
  • Peoples Bank
  • Liberty Bank
  • VyStar Credit Union
  • Security Service Federal Credit Union
  • Teachers Federal Credit Union
  • United Bank
  • RBFCU
  • Mountain America Credit Union
  • Umpqua Bank
  • America First Credit Union
  • NBT Bank
  • Guaranty Bank
  • Utah Community Credit Union
  • Zions Bancorporation
  • Bank of Oklahoma
  • OnPoint Community Credit Union
  • Commerce Bank
  • Metro Credit Union
  • Indiana Members Credit Union
  • University Federal Credit Union
  • Eastern Bank
  • Philadelphia Federal Credit Union
  • SchoolsFirst
  • Educational Employees Credit Union
  • Nevada State Bank
  • EFCU Financial Credit Union
  • Members 1st Federal Credit Union
  • Huntington National Bank
  • Grow Financial
  • Patelco Credit Union
  • DFCU Financial
  • Chemical Bank
  • Alliant Credit Union
  • Northwest Bank
  • WECU
  • New England Federal Credit Union
  • ESL Federal Credit Union
  • Pentagon Federal Credit Union
  • Bangor Savings Bank
  • Renesant Bank
  • San Diego County Credit Union
  • Credit Union 1
  • Wise

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Which routing number should you use?

Banks use different routing numbers for different types of transactions. For this reason, the routing number printed on your checks might not be the same number you need for an ACH transfer, or direct debit.

If you’re not sure which routing number you’ll need for a particular transfer type, you should check with your bank beforehand. Careful. Using the wrong number can lead to delays in processing the transfer.

Routing Number vs Account number

Bank account numbers and routing numbers are used in conjunction, but are different. The former identifies a bank or a financial institution, whereas the latter - an account number, is a unique number between eight and 12 digits representing any account you hold at your bank.

Routing numbers, on the other hand are used to identify banks when processing domestic check, and electronic payments or wire transfers in the United States.

Find your Routing Number (ABA) Transit Number - Wise (5)

Find your Routing Number (ABA) Transit Number - Wise (6)

What are routing numbers used for?

Banks use bank transit numbers for all sorts of financial transactions. You might need one if you want to do any of the following:

  • Set up a direct deposit, or pay bills automatically from your US bank account
  • Have payments like a salary or pension deposited into your account
  • Pay in a check
  • Make a wire transfer or ACH payment to someone in the US

Routing numbers, SWIFT codes, BIC and IBANs – what’s the difference?

You’ll need a few details to send or receive a wire transfer – either here in the US or internationally.

Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.

SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes (Bank Identification Codes)

IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.

Find Swift Codes

Routing Numbers FAQS

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Find your Routing Number (ABA) Transit Number - Wise (2024)

FAQs

Find your Routing Number (ABA) Transit Number - Wise? ›

Your bank routing number can be found at the bottom left corner of a check.

How do I find my bank transit ABA number? ›

Where is the ABA Routing Number on my checks? You can find the ABA Routing Number at the bottom of your checks. The ABA Routing Number is the left-most number, followed by your account number, and then by the number of the check.

Where can I find the Wise routing number? ›

You'll find your account and routing number at the bottom of any check in your checkbook. The first 9 digits are your routing number, and the rest is your account number. You can also find them if you log into your internet bank.

Is ABA transit number the same as routing number? ›

Is There a Difference Between an ABA and a Routing Number? No, an ABA number is also known as a routing number and consists of nine numeric digits to identify specific U.S. financial institutions in order to facilitate financial transactions. American Bankers Association.

Is ABA my routing number? ›

The routing number, also called an ABA routing number, can be found in multiple ways. It's important to provide the correct routing number in payments and fund transfers. The fastest way to find your routing number is to look at the bottom of one of your personal checks.

What is an example of a routing number in ABA? ›

01 through 12 are the "normal" routing numbers, and correspond to the 12 Federal Reserve Banks. For example, 0260-0959-3 is the routing number for Bank of America incoming wires in New York, with the initial "02" indicating the Federal Reserve Bank of New York.

Is the aba routing number the same as ACH? ›

And while they do have similarities — and an ACH routing number is an ABA routing number — there are differences between ACH and ABA routing numbers: ABA routing numbers are used for paper or check transfers. ACH routing numbers are used for electronic transfers.

Is Wise a real bank? ›

No, you cannot use Wise as a bank account, because Wise is not a bank, it's a Money Services Business. However, with the Wise Account you'll get some features which are similar to those available from bank accounts, such as the option to hold a balance, send and receive payments, and spend with a linked card.

What bank has the routing number 121201694? ›

121201694 is a routing number used for US BANK NA in MN. This routing number supports ACH and Wire transfers.

What is a transit ABA check digit? ›

An ABA routing number has nine digits. This nine-digit number has three components. The first four digits are the Federal Reserve Routing Symbol, the second four digits are the ABA institution identifier and the final digit is what's called a check digit that is used to prevent transaction errors.

What does aba stand for? ›

Applied Behavior Analysis (ABA) is a scientific approach to understanding behavior. ABA refers to a set of principles that focus on how behaviors change, or are affected by the environment, as well as how learning takes place. The term behavior refers to skills and actions needed to talk, play, and live.

What is the ABA Routing Number for Chase? ›

322271627

What is my Wise routing number? ›

Other US BANK routing numbers
Routing NumberState
325171148WA
122045354CA
123000068MN
125000118MN
89 more rows

How do I find my ABA routing number without a check? ›

Your Bank's Online Portal or App — Outside of looking at your checks, the quickest and easiest way to find your bank's routing number is to check your account information through your bank's online portal or mobile app. Bank Statements — You can usually find your routing number somewhere on your monthly bank statement.

What is the 9 digit ABA routing number? ›

Bank of America routing numbers
StateRouting Number
California121000358
Colorado123103716
Connecticut011900254
Delaware031202084
48 more rows
Apr 29, 2024

What is the transit number on my bank account? ›

Where is the transit number on a cheque? Your bank transit number and institution number can be found at the bottom of a cheque. The transit number (five digits) identifies which branch you opened your account at. The three-digit institution number identifies your bank.

What is a debit card routing transit number? ›

Debit cards and credit cards don't use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.

Is a routing number the same as a direct deposit number? ›

A routing number is a unique, nine-digit number that functions as an address for your bank. It is used for electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments.

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